Foreign buyers may also apply for a mortgage in France. Although this has become more and more difficult. Actually, there is only one French bank who does this and only from a minimum loan of € 120,000. French banks can lend up to 80% of the purchase price (excluding notary fees). The mortgage capacity is based on the buyer’s current salary. Approximately 33% debt on your net income is allowed. The most common type of mortgage means that there is a monthly repayment and interest to be paid. At the end of the agreed repayment period, the mortgage is paid off. In some cases, it may be possible to set up an interest-only mortgage.

If you want to know more about the kinds of mortgages you can apply for and the amounts you can borrow, please feel free to contact us.

Mortgage

Any questions or plan a (online)viewing?

This is also possible via WhatsApp or email

Online viewing
To save travel expenses and time and to prepare your house hunt, we offer you a new way of visiting properties. Thanks to Skype, you can view the property along with one of our brokers and get the information as if you were really on location. Using a floorplan of the house and/or its outbuildings, a cadastral map and videos shot at 360°, we will walk through the house and its surrounding area…
 
Purchase
If you find a property in our area which is not on our books, we can help you in the buying process. We can offer two types of consultancy: guiding you through the full purchasing process or just the legal guidance. In the first case, we support you from the valuation of the property up to completion at the notary’s. In short, we provide full support including all negotiations, translations …
 
Renovation or building plans
If you wish, we can assist you in your building or renovation plans, from the registration process to the final renovation (building). Or maybe you just need help to arrange for telephone, electricity- or water connections. Feel free to discuss these issues with us. Our knowledge, experience and contacts in the area mean that we can put you in contact with recommended contractors or give you advic…