Foreign buyers may also apply for a mortgage in France. Although this has become more and more difficult. Actually, there is only one French bank who does this and only from a minimum loan of € 120,000. French banks can lend up to 80% of the purchase price (excluding notary fees). The mortgage capacity is based on the buyer’s current salary. Approximately 33% debt on your net income is allowed. The most common type of mortgage means that there is a monthly repayment and interest to be paid. At the end of the agreed repayment period, the mortgage is paid off. In some cases, it may be possible to set up an interest-only mortgage.

If you want to know more about the kinds of mortgages you can apply for and the amounts you can borrow, please feel free to contact us.

Mortgage

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Renovation or building plans
If you wish, we can assist you in your building or renovation plans, from the registration process to the final renovation (building). Or maybe you just need help to arrange for telephone, electricity- or water connections. Feel free to discuss these issues with us. Our knowledge, experience and contacts in the area mean that we can put you in contact with recommended contractors or give you advic…
 
From negotiation to completion
For a lot of people, buying a house remains an exciting adventure, especially if the house is located abroad in a country with different laws and regulations. This is the reason why our services continue where other estate agents’ stop. After verbal negotiation is completed, all the agreements are drafted using a UNIS model contract. Our estate agency is a member of UNIS, a regulating organ…
 
Additional costs
The asking prices of our properties include the agency fees. In a purchase, the notary fees and transfer taxes will be additional costs for you. The notary fees and transfer taxes are not a fixed amount but a percentage depend on the purchase price. Off course we will inform you about these additional costs and other important issues regarding the sale. If you desire we can also arrange your B&am…