For Foreign buyers it has become very difficult to get a morgage. French banks can lend up to 80% of the purchase price (excluding notary fees). The mortgage capacity is based on the buyer’s current salary. Approximately 33% debt on your net income is allowed. The most common type of mortgage means that there is a monthly repayment and interest to be paid. At the end of the agreed repayment period, the mortgage is paid off. In some cases, it may be possible to set up an interest-only mortgage.

Mortgage

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From negotiation to completion
For a lot of people, buying a house remains an exciting adventure, especially if the house is located abroad in a country with different laws and regulations. This is the reason why our services continue where other estate agents’ stop. After verbal negotiation is completed, all the agreements are drafted using a UNIS model contract. Our estate agency is a member of UNIS, a regulating organ…
 
Additional costs
The asking prices of our properties include the agency fees. In a purchase, the notary fees and transfer taxes will be additional costs for you. The notary fees and transfer taxes are not a fixed amount but a percentage depend on the purchase price. Off course we will inform you about these additional costs and other important issues regarding the sale. If you desire we can also arrange your B&am…
 
Purchase
If you find a property in our area which is not on our books, we can help you in the buying process. We can offer two types of consultancy: guiding you through the full purchasing process or just the legal guidance. In the first case, we support you from the valuation of the property up to completion at the notary’s. In short, we provide full support including all negotiations, translations …